LIFE OVERLOAD | MANAGING YOUR FINANCES

At a young age, it is crucial for you to know the simple principles about handling your money. 

We live in a generation where we have information overload! 

The problem is not a lot of us really make use of the information, 

we just let it be there and don’t try to help ourselves.

I have been given the opportunity to go out there and help families be out of debt. I am a financial educator.

 I feel that I am in the best position to prepare myself in the future as I can learn from the people I have met but also I can give something that might help them. 

Once you have the information, the next step should be “TAKE ACTION!” 

It’s all good and dandy to know things but if you don’t use it to your advantage, 

you are basically no better than the people that does not know anything that you have been taught/given.

To be an “educator” at such a young age, 

there is that barrier that people put up because they think “what do you have to bring to the table?”

“You have not graduated, you don’t have a family, and you don’t have any dependants, why should I listen to you?”

I’m going to be honest, sometimes it really discourages me, 

if the people I teach don’t have the confidence in me, why am I doing it? 

But I know that’s wrong. I am fortunate enough to be taught and have been educated about finance at a young age, 

I should share my knowledge, information, techniques, and top tips to people that can really benefit from it! 

Once I can zone out their negative comments, 

I know I can do it. I know that I can prove them wrong. 

Age does not define whether you are eligible to teach someone, whether you can put up your business. 

Age is just a number, knowledge is your power and what you do with it is what matters the most.

Let me share to you my 5 top things I have learnt so far with my journey to financial education:

ONE:

 Listen to people, ask question to the people around you and understand their journey. 
This way you get the top tips that you can implement but also avoid the mistake that they have done.
TWO:

Any debt- pay it all off first and then that way you can save much better.
THREE:
 If you need something and can’t afford it, 

reduce outgoing and increase the income, 
do not depend your spending on credit cards, 
it will soon get back to you and sometimes it may be too late.
FOUR:
 Goal planning: have a clear concise mental picture + strategy + burning desire = success!
FIVE:

Weigh out your immediate gratification vs future goals.

It is a matter of going for what you want and having the discipline to continue when things go tough. 
If you know that you have goals and dreams and you want to achieve that, 
don’t get fooled with the beautiful mannequin staring at you when you walk down the high street or that red, 
attractive “SALE banner”. 
Have more self-control! In the world of finance and future goals... 
Don’t live the moment… Focus on the future!

I know this post is a little different from my usual but i hope you found it informative!
Until next time,
 Live, Love and most importantly don't forget to laugh!